What are the penalties for not wearing a seatbelt in Iowa?

The correct choice indicates that not wearing a seatbelt in Iowa can result in a fine and potential points on your driving record. This aligns with Iowa's laws regarding seatbelt use, which mandate that all passengers in a vehicle must be properly restrained. The intention behind these laws is to enhance safety and reduce fatalities in traffic accidents.

If a driver or front-seat passenger is caught not wearing a seatbelt, law enforcement can issue a citation, resulting in a monetary fine. Furthermore, accumulating points on a driving record can have repercussions, such as increased insurance rates. This reflection on your driving behavior underscores the legal and safety implications of proper seatbelt use.